Three of the most essential aspects of your healthcare plan are your copay, your coinsurance, and your deductible. But what exactly are these? And how do they work together for your plan? We will look at these terms and explain their meanings as well as how they affect your plan’s cost of care.

If you have a Medicare prescription drug plan, or Medicare Part D, you’ve probably heard the term “Donut Hole.” (No, we are not talking about the sweet delicious treat!) The donut hole is actually another way of explaining the coverage gap, which is a temporary time when most members may pay a slightly higher coinsurance for your prescription...

With so many different rules and regulations which determine when you can sign up for coverage or change your plan, Vantage wants to help make these rules simple and easy to understand. Let’s take a brief look at the different enrollment dates for a variety of plan types.